Dividend Income Calculator
Estimate the income from a position today. This snapshot holds price and dividends constant and does not reinvest payouts.
Your position
Calculated locally from your assumptions.
$400 a year gross · $100 a quarter · $33 a month after tax.
A snapshot: price and dividends held constant, no reinvestment. Monthly equivalents are averages, not payment dates.
Reading this result
- What it shows
- Dividend income from your holdings at today’s price and dividend: annual, quarterly and average monthly, before and after your flat tax rate.
- What changes it
- Shares or amount invested, the annual dividend per share or yield of each holding, and the tax rate. Payment frequency changes timing only, not the totals.
- Not included
- Dividend growth or cuts, reinvestment, price changes, fees, and actual payment dates.
Educational estimates from your inputs. Dividends, prices, and taxes can change. Not investment advice or guaranteed income.
The formula
Annual gross income = shares × annual dividend per share. After-tax income = gross income × (1 − flat tax rate).
Calculation conventions and limitationsA worked example
100 shares at $50 represent a $5,000 position. At $2 annual dividend per share, gross income is $200 a year, or $16.67 a month on average. A 20% flat tax leaves $160 a year.
How is income from several holdings combined?
Each holding earns shares × annual dividend per share; when you enter a yield instead, the dividend per share is the price × the yield. The totals add the holdings together, and the table shows each one’s share of the income.
For example, 100 shares paying $2 a year and 50 shares paying $3 earn $200 + $150 = $350 a year: $87.50 a quarter and about $29.17 a month on average.
What does the after-tax figure assume?
One flat rate applied to every dividend, so a 15% rate on $350 leaves $297.50. Real tax depends on how dividends are classified, the type of account and where you are taxed. For U.S. federal tax, for example, IRS Topic 404 explains that qualified dividends are taxed at lower rates than other ordinary dividends.
Source: IRS Topic 404: Dividends
Is the quarterly figure what you will be paid each quarter?
It is annual income ÷ 4, a like-for-like way to compare holdings. Each company or fund pays on its own schedule, so the amount that actually arrives in a given quarter or month can differ.
See how payments could fall across the year in the Monthly Dividend CalculatorDividend Income Calculator questions
Should I enter the dividend per share or the yield?
Either. A dividend per share stays fixed if you change the price; a yield is converted at the price you enter, so 4% of a $50 share is $2 a year.
Does this include dividends I reinvest?
No. It shows income at the shares you hold today. To see how reinvested dividends add shares and raise income over time, use the Dividend Reinvestment Calculator.